– First Bank Richmond –
First Bank Richmond: FBR has been serving their community since 1887. Them being a community bank is more than deposits and loans. They are committed to their community. They believe that they have a responsibility to help make it a better place to live and work.
What You Will Need to Open an Account
When opening an account with First Bank Richmond, they will ask you to provide the New Accounts Representative with two forms of ID. We require a photo ID with your current address.
You will also need to provide basic information such as your birth date, Social Security number, phone number, and other personal information.
All accounts with First Bank Richmond require an initial deposit to open. You may transfer money from an internal account, or fund your new account with cash or check.
If you’re opening a joint account, identification details for all owners will be required.
They will verify all applicants through ChexSystems, a nationwide speciality consumer reporting agency under the federal Fair Credit Reporting Act (FCRA).
Savings Account with First Bank Richmond
What are your savings goals? Go through the category below to know that best savings account for you!
Fit Savings
Designed to help build your nest egg by paying a higher interest rate on a lower balance. Get started with no minimum opening deposit and an automatic transfer from your Fit Checking.
Just the Basics Statement Savings
This basic savings account is ideal for when you need quick access to your money. They recommend using your savings account for overdraft protection of your checking account.
Higher Interest Money Market Account
You have worked hard to build your savings, and it’s time to reap the reward. With higher balances, Money Market accounts earn a higher interest rate than our basic savings account offers.
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Health Care Savings Account (HSA)
An ideal account if they enrolled you in a High Deductible Health Plan and want to save for future medical expenses. This account makes the most of your money as it pays interest.
Also, their distributions are tax-free as long as you use them for qualified medical expenses.
Guaranteed Investment and Certificate of Deposit (CD)
If you are looking for a short-term investment with a guaranteed rate of return, a CD is for you. With terms ranging from 3 months to 5 years, we have something for everyone.
My Fit CD
You won’t have to worry about missing out on a better rate. Make unlimited deposits for the first 24 months and get a one-time exchange on your interest rate for the term closest to the remaining term of your certificate.
Individual Retirement Accounts (IRAs)
First Bank offers three types of IRA accounts – Traditional, Roth, and IRA savings – each with different -saving advantages.
Kids First Savings
A special account for children under 18. This account teaches the fundamentals of managing money. However, you only need $1 to open this account and there are no service fees.
School Coverdell Education Savings Account
Make deposits into your for future educational expenses. Contributions and earnings are tax-free when withdrawn, as long as you use them for qualified education expenses.
Christmas Gifts Club
Open this account with only $1 and save all year for the holidays so you don’t end up with credit card debt in January! This account pays simple interest and there are no service fees.
Checking Account with First Bank Richmond
With First Bank Richmond, all your Fit Checking Accounts will include:
My Pocket Bank Mobile Banking
Bank anywhere with the First Bank mobile banking app and the suite of digital features built-in.
Secure Online Banking
Manage your accounts anytime, anywhere. Access , transfer money, make payments, and much more.
SecurLOCKTM Equip
Control how, when, and where your debit card is used, and have peace of mind with instant notifications whenever your card is used.
Mobile Wallet
Register your First Bank debit card to make secure purchases in stores, apps, and on the internet through the wallet on your supported mobile device.
Global ATM Network
Access to over 55,000 fee-free ATMs with the Allpoint ATM Network.
My People Pay
First Bank’s people-to-people payment service is a fast, safe way to send and receive money online.
First Bank Richmond Online Banking
1. Simple and convenient! With their online banking, you can.
2. Rest easy knowing your money is safe and secure.
3. Monitor your account activity with e-mail and text alerts.
4. Pay bills securely with a simple click and get on with life.
5. Review and search your transaction history.
6. Quickly transfer money between your accounts.
7. Save a tree and protect your identity with eStatements.
8. What are the features of Online Banking? Interesting! Let’s check it out.
Online Banking Dashboard
Get an overview of your accounts, see account activity, download banking transactions, view eStatements, and even link your card to PayPalTM on the dashboard page.
Send Money
Pay all of your bills in one place at one time. We know you’re busy, reminders can be sent right to your e-mail to ensure you schedule payments on time.
Don’t forget about the babysitter or the friend who paid for dinner. Pay individuals from your computer with My People Pay.
Make Transfers
Move your money whenever and however you want. Pay your loan, schedule transfers, or move money immediately between your accounts.
Manage Your Account
The customer service tab allows you to customise your account. From here, you can change your password, update your address, select your statement delivery method, order checks, stop a check, and so much more.
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Bank At Your Fingertips With First Bank Richmond Mobile Banking
1. Check balances and activity, and make transfers.
2. Control your First Bank debit card with SecurLOCKTM.
3. Make purchases without your debit card with Mobile Wallet.
4. Locate over 55,000 surcharge-free ATMs with the Allpoint Network.
5. Log in quickly with a Touch/Face ID or a passcode.
6. Deposit checks any time, f
rom anywhere, with Mobile Xpress Deposit.
7. Send money to My People Pay.
8. Get alerts and notifications on your phone.
What are the Nice Features of Mobile Banking?
My Pocket Bank
Our mobile banking app allows you to see an overview of your accounts, access account activity, find locations, and more. You can even link your card to your PayPalTM account.
Control Your Card
Control your spending and protect yourself against fraud through My Pocket Bank.
With SecurLOCKTM Equip, not only can you turn your card off and on, but you can also set controls and alerts by channel (in-store, online, mobile, ATM, etc.), set spending limits, select geographic locations where your card can be used, and much more.
Send and Receive Money
Whether you’re splitting a pizza, sharing a taxi ride, or paying the babysitter, My People Pay makes sending and receiving money easy and secure.
Deposit in a Flash
Deposit a check without ever visiting the bank. With your phone camera and My Pocket Bank mobile app, it’s so convenient!
3 Simple Steps to Get a Personal Loan from First Bank Richmond
Step 1: Prepare
Our rates are based on credit score, the loan amount, and other factors, such as whether the loan is secured or unsecured. Consider what you will use your loan for and estimate how much you need.
Step 2: Estimate Your Monthly Payment
Whether you’re consolidating debt or planning a dream holiday, you’ll want to have an idea as to what your monthly payment will be. Our calculator can help show you what your payments could be depending on your interest rate, term, and loan amount.
Step 3: Apply
One of our loan officers will confirm your rate, guide you through the application process, and answer any questions you may have to find the best loan for you.
Contacting First Bank Richmond
Contact FBR Online
Complete the form below and we’ll be in touch with you shortly. For your protection, please do not include any personal information like your account or Social Security Number.
If you need to give personal or account information, please call us at (765) 962-2581, or stop by one of our .
Give Them a Call
Local: (765) 962-2581
Toll-free: (800) 548-8138
Report a Lost or Stolen Debit Card
Monday – Friday between 8am – 5pm:
(765) 962-2581
(800) 548-8138
After business hours:
(800) 236-2442
Send Them a Letter
Their mailing address is:
First Bank Richmond
20 North 9th Street
P.O. Box 937
Richmond, IN 47375
Being a community bank is more than deposits and loans. First Bank Richmond is committed to our community.
FBR believes that they have a responsibility to help make it a better place to live and work.
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StudentsandScholarship Team.
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