– Access Bank Loan Code –
Access Bank Loan – Access Bank Plc. has launched a special USSD code for quicker and instant access to loans for its customers. In this article, we will guide you through the quick access to getting a loan.
Access Bank Loan Code
The quick code, *901*11#, is a strategic tool for the recently launched PayDay Loan product by the bank, according to a statement by the lender.
Unveiled in partnership with Remita, the PayDay Loan requires no collateral or guarantor, and it enables customers to obtain loans instantly without visiting the bank.
The product enables customers to meet their urgent financial needs before receiving their salaries.
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Payday Loan
Sometimes emergencies arise before payday, and you might be low on cash.
This is where PayDay Loan comes in and you can get access to an instant loan by dialing *901*11#, *426*11# or viaInternet Banking, WhatsApp Banking, Access Mobile App, and QuickBooks App.
Payday Loan is an instant loan product for customers (both salary and non-salary earners). With Payday Loan, you can borrow money at a low interest rate with no documentation or collateral needed.
Features
1. 24/7 service which does not require visits to the bank and application is done conveniently via *901*11#, *426#, QuickBucks App, Internet Banking, Mobile App.
2. No documentation required.
3. No collateral required.
4. Up to thirty-one (31) days tenor.
Eligibility
Any of the following will affect your eligibility:
1. If you have any outstanding loan(s) in Access Bank or other banks.
2. If you apply using a phone number that is not linked to your BVN.
3. When there is no evidence that you received salary payment in the previous month.
4. If you have taken previous digital loans and exceeded your eligible amount.
5. If you have an existing loan and the monthly repayment is higher than your eligible amount.
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How Do I Request for a PayDay Loan?
You can request a PayDay Loan through any of the following ways:
i. Dial the USSD code *901*11# or *426*11# (for former Diamond customers only)
ii. Download the , available on Google Playstore or Apple App Store.
iii. Go to the Access Mobile App and select Loans & Investments
iv. Access Bank Internet Banking and WhatsApp Banking channels
Click for Terms & Conditions.
Click to read the Key fact statement for this loan.
Personal Loan
Employees are the backbone of every organization. Enable your employees to empower their financial independence with this salary-administration product.
Features
1. Flexibility to meet individual needs
2. Loan amount up to 75% of net annual salary (for applicants with terminal benefit)
3. Loan amount up to 50% of net annual salary (for applicants without terminal benefit)
4. Up to 36 months tenure
5. Credit life insurance
Requirements
1. Completed Application Form
2. Completed Employee Status Inquiry/Employer’s Confirmation Form
3. Evidence of Confirmation (Letter of Confirmation, Last promotion letter, etc.)
4. Copy of Employment ID and valid means of identification
5. BVN
6. Credit checks
7. Letter of Lien/Set-off
Want to top-up your existing loan?
Customers with existing personal loans on salary accounts can get access to more funds when needed.
To Qualify:
i. You must have paid down at least 50% of your existing facility.
ii. You must have missed no repayment in the last 6 months.
Interested in this top-up?
Click to fill the form below:
–For More Information
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FAQs on Access Bank Loan Code
Below are the frequently asked questions on Access Bank Loan Code
1. How do I get my Access bank loan code?
By dailing *901*11# on your mobile phones
2. How do I get salary advance from Access bank?
Download the QuickBucks App, available on Google Playstore or Apple App Store.
3. What is the interest rate of Access bank loan?
The interest rate is 9%
4. Is personal loan good?
Getting a personal loan is a good idea if you have a stable income and a good credit score because you will then be offered a low rate of interest.
5. What is GTB loan code?
Use the GTB loan code – *737*8*2#
6. What is the interest rate for First Bank Salary loan?
The interest rate of First bank is 2.5% flat, per month.
7. Which bank gives personal loan easily?
HDFC Bank customers can get Personal Loans with minimal or no documentation.
8. What is a nano loan?
Nano Finance means lending, purchasing, discounting or re-discounting bills.
9. Does First bank give loan to salary earners?
The product is meant for salary earners whose accounts are domiciled with FirstBank and have received regular salaries in the last six months or more.
10. What is digital loan?
As the name suggests, a digital loan is one that you can avail online.
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StudentsandScholarship Team.
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