– Choice Home Warranty Plans –
Choice Home Warranty Plans is smart that keeps your home insured, gives you peace of mind, and makes your home management easier. This article seeks to educate you on all there is to know about Choice Home Warranty Plans. And also guide you on how to secure the best plan for your home. Keep reading for more information.
What is a Home Protection Plan?
The difference between a home protection plan and a home warranty is that a home protection plan is similar to a home warranty. It establishes the scope of coverage for repairs and replacements.
Simply call our Claims Department at 1-888-531-5403 when you’re ready to use your coverage. Explain your requirements to a customer service representative or file a claim online.
Our customer service center is open 365 days a year, 24 hours a day, 7 days a week. We’ll put you in touch with qualified repair technicians in your region.
When you’re covered by a home protection plan, you don’t have to look for local service providers or compare prices.
The procedure for repair is straightforward. The cost of repairs is covered, with the exception of a trade call fee and any deductibles. There is nothing else you need to do until your service provider arrives to complete the repair.
Your plan will replace an item if it can’t be repaired. A home security package provides peace of mind throughout the year. You won’t have to worry about big repairs or replacements costing a lot of money.
Carefully consider your options to find the greatest match for your home and lifestyle. You now have affordable coverage that satisfies all of your requirements.
Service contracts, not warranties, are available from CHW. Response times are detailed in the policy.
CHW reserves the right to offer cash in lieu of repair or replacement in the amount of CHW’s actual cost to repair or replace any covered system, component, or appliance (which may be less than retail at times).
With the purchase of any Single Payment home warranty plan, the first month is free.
Choice Home Warranty Plans
A home warranty is a plan that covers home appliances and systems. It is often confused with home insurance, which covers more of a home’s structural properties and usually includes damage from fire, water, theft, and acts of nature.
You can pick between two coverage plans if you choose Choice Home Warranty for your coverage needs: Basic and Total.
The Basic plan covers the majority of appliances and systems but excludes some of the larger ones, such as the air conditioner, refrigerator, washing, and dryer. The Basic plan is $46.83 per month, or $560 per year.
If the manufacturer’s warranty on your refrigerator, washer, or dryer has expired and you want the peace of mind of additional coverage, the Total plan is the way to go.
With a fixed service fee of $85, the Total plan costs around $55 per month or $660 for a year. If you pay for the entire year in advance, Choice will give you an extra month of coverage for free.
Along with the Basic and Total plans, Choice offers optional coverage at an additional cost. Customers can add on coverage for the following items: pool/spa, central vacuum, second refrigerator, well pump, limited roof leak, stand-alone freezer, sump pump, septic system, and septic tank pumping.
To learn more about the appliances and systems included in a home warranty contract and what to look for in yours, visit What Does a Home Warranty Cover?
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The Average Cost of a Home Warranty
Home warranty plan costs can vary based on the homeowners:
‣ Place of residence
‣ Desired level of protection
‣ Dwelling size
‣ Type of home
Families can choose between total and basic plans. This depends on the type and number of appliances they would like included in their plan.
There are also options to cover features like a pool or septic system. You can get a quick quote online and get a better idea of how much your home warranty plan will cost.
Make a wish list of what systems you want to be covered before you sign up. You can work with a customer service rep to go through your wants and needs. We will help you find the plan that is best for your family.
The Best Home Warranty Company
Choice Home Warranty has been loyal to its purpose of safeguarding homeowners, buyers, and sellers for over 13 years. We provide the greatest service in the market at the most affordable price.
Because we listen to our consumers, Choice is the best home warranty business for thousands of satisfied policyholders. This means we’ll be able to provide them with the coverage and service they deserve.
Take our word for it, but don’t take our word for it. See what others have to say about Choice Home Warranty and why it is constantly ranked as the best home warranty provider.
Home Warranty Benefits
Appliances and home systems break down. This cannot be avoided by any homeowner. The high cost of repair or replacement can be avoided with a home warranty. Here are some of the benefits of owning a Choice Home Warranty:
1. Save Money
Avoid paying for repair or replacement of your appliances and home systems each time they break down or malfunction.
2. Peace of Mind
Rest assured that your home appliances and systems are covered when service is needed. You are covered for breakdowns due to normal wear and tear.
3. Convenience
With Choice Home Warranty, you never have to go out and look for the right service professional. Simply call our 24/7 customer service and we will send the right professional to your home.
4. Customization
Don’t pay for coverage you don’t need. Customize your plan and only pay for the coverage that applies to your home and situation.
5. Free Month
Sign up today and enjoy a full month of free service.
CHW offers service contracts which are not warranties. See policy for specifics on response times.
CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component, or appliance.
First Month Free available with purchase of any Single Payment home warranty plan.
What Does a Home Warranty Company Cover?
A home warranty is “a service contract that covers a major housing system–for example, plumbing or electrical wiring–for a predetermined length of time,” according to the Cornell Legal Information Institute.
These agreements shield homeowners from exorbitant repair fees. Home warranties protect you from unexpected appliance failures and system faults. An insurance coverage will not cover these expenses.
If your refrigerator stops working or your plumbing backs up, you’ll be covered by a home warranty. You will save both money and time as a result of this. Our service contracts guarantee prompt resolution of covered issues.
They safeguard your house, your finances, and your time. A house warranty protects your home’s systems and appliances from wear and tear. The amount of coverage is chosen by you. You can choose a custom plan that best suits your home. A typical plan covers:
‣ Heating systems and ducts
‣ Electrical systems
‣ Kitchen appliances, including your oven, range, stove, cook top, dishwasher, and built-in microwave
‣ Garbage disposal
‣ Whirlpool bathtub
‣ Plumbing stoppage
‣ Garage door opener
‣ Exhaust fans
‣ Ceiling fans
If you would like deeper coverage, opt for a more complete plan. A Total Plan from Choice Home Warranty includes all of the above as well as your:
‣ Air conditioning
‣ Refrigerator
‣ Clothes washer
‣ Clothes dryer
You can adjust your plan to include more coverage. This lets you to build a plan that’s only what you need for your home. Some of the optional items you can cover include:
‣ Pool and spa
‣ Well pump
‣ Roof leaks
‣ Sump pump
‣ Septic system and septic tank pumping
‣ Second refrigerator or a stand-alone freezer
Tailor your warranty to cover the systems that matter most. You may be concerned about the age or safety of any parts of your home. You can build a plan that protects those things.
Your system may need broad repairs or to be replaced. Your warranty offers all the coverage you need for the problem. A likely disaster becomes a minor item on your to-do list.
CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance.
First Month Free available with purchase of any Single Payment home warranty plan.
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5 Reasons You Need a Home Warranty
Wondering if you really need a home warranty? Here are five reasons why you do! An AHS home warranty offers appliance discounts and saves on repair costs.
The start of a new year is often a good time to evaluate how you spend your time and money, as well as strategies to protect your finances and plan for the unexpected.
Make a resolution this year to learn more about how home warranty coverage might benefit you and your house, whether you’ve considered it previously or never given it significant attention. Here are five reasons why purchasing a home warranty is a wise decision:
1. Budget Protection
A home warranty can help protect your budget by covering many of a home’s major systems and appliances that can be normally expensive to repair and replace.
Here are some estimates of common household repair and replacement costs without the advantage of home warranty coverage:
A home warranty is a one-year service agreement that covers the repair or replacement of many major home system components and appliances that typically breakdown over time due to normal wear and tear, helping you plan for the unexpected.
2. Anticipate Expenses
A home warranty can help you anticipate out-of-pocket costs. Instead of guessing about what system breakdowns may cost you in 2021, you’ll gain a better idea of what expenses to expect, which can help you with your household budget planning.
For example, with an American Home Shield Home Warranty, you can choose between monthly payments or a one-time annual payment to cover the cost of your plan.
When you make a service request, you’ll also know how much the Trade Service Call Fee (TSF) will be when the contractor comes to your house to diagnose or repair a covered problem.
You can also determine the amount of the TSF when you sign up for an AHS Home Warranty, giving you greater financial choice. The lower your plan payment is, the larger your TSF is and vice versa.
A house warranty can help you budget predictably in addition to protecting your budget.
Keep in mind that there may be additional costs associated with covered repairs or replacements so always review your home warranty contract for details.
3. Added Protection
A home warranty can complement standard homeowner’s insurance. Unlike homeowner’s insurance, a home warranty is a service contract that covers essential appliances and home system components when they break down because of normal wear and tear items that most homeowners’ insurance policies do not cover.
While a home warranty is a good accompaniment to standard homeowner’s insurance, it’s not a substitute for it.
4. Time Management
Time is money, and a home warranty can save you valuable time. Home system and appliance breakdowns always seem to happen at the worst possible times and can leave you scrambling to find available help from a reliable contractor.
Instead of frantically searching for repair assistance, if the item is covered under a home warranty plan, you have a ready resource to call. AHS accepts service requests 24/7 by phone or online.
They help connect customers with experienced, independent service contractors to repair service breakdowns.
5. Value-added Savings
A house warranty can help you save even more money. The AHS Appliance Discount Program, for example, provides unique discounted pricing on premium name brand appliances to home warranty customers.
The AHS Filter Program provides 30 percent to 50 percent discounts on air conditioning and furnace filters for customers’ homes.
Customers also obtain useful home management information that might assist them in running their houses more efficiently. For the most up-to-date list of home warranty discounts and promo codes, go to the AHS Discount page.
Home warranty coverage may cost less than you think. With AHS Home Warranties, you can even choose from customizable plans that let you select coverage options. Start out the New Year with new home warranty protection for your most valuable investment.
Popular Home Warranty Companies
If a key appliance or system in your home breaks down, you may find yourself in a difficult situation if you don’t have the funds to repair it. When unexpected problems happen in your house, a home warranty plan can provide peace of mind.
Read our home warranty reviews to locate the perfect company for you before purchasing a warranty. What a home warranty covers, how to choose a warranty, and which top-rated firms are available in your state are all covered in our recommendations.
Our Best Home Warranties of 2022 Rating
Below numbers are used to show the ratings of the listed home warranties:
1 Liberty Home Guard
2 First American Home Warranty
3 American Home Shield
3 Landmark Home Warranty
3 Choice Home Warranty
3 Select Home Warranty
7 AFC Home Club
8 Cinch Home Services
8 ServicePlus Home Warranty
10 Old Republic Home Protection
About Choice Home Warranty
Choice Home Warranty was founded in 2008 in New Jersey by Victor Hakim. Choice provides home warranty service contracts for the repair and replacement of home systems or appliances that break down. Choice home warranty plans.
Choice has a customer service network of more than 15,000 independent contractors and has provided service to more than one million homes.
Choice Home Warranty Review
3.9 out of 5star rating
Ranked #3 in Best Home Warranty Companies of 2022 (tie)
Pros:
‣ Provides a 90-day guarantee on parts
‣ Offers lower than average monthly costs among companies in our rating
‣ Coverage can begin in less than 30 days in some circumstances
Cons:
‣ Doesn’t allow customers to choose their own contractor
‣ $500 maximum for optional roof leak coverage
‣ No service in Washington
The choice comes in No. 3 in our rating of the Best Home Warranty Companies of 2022, just below First American Home Warranty in No. 2 and Liberty Home Guard in the No. 1.
Its score of 3.9 out of 5 puts it in a tie for third place with American Home Shield, Landmark Home Warranty, and Select Home Warranty.
A choice is a great option for homeowners looking to minimize their monthly warranty expense. Based on our sample policy, Choice is the second-most affordable warranty in our rating, with an average monthly cost of $55 for full coverage.
First American Home Warranty is the least expensive warranty with an average monthly cost of $48.50, but it doesn’t cover as many states as Choice Home Warranty. Choice offers warranties to residents of all states except Washington.
Choice terms of service provide that a homeowner’s warranty coverage will begin 30 days after the contract has been paid.
Sending proof of prior coverage with no gap through another carrier, on the other hand, will allow Choice to begin coverage sooner than the initial 30 days. Its warranties cover parts and labor for 90 days and 30 days, respectively.
Choice does offer limited roof leak coverage, but the coverage maximum is capped at $500, while some other competitors cover up to $1,000.
Where to Find Choice Home Warranty Plans
choice home warranty plans Available in the following cities:
‣ Alabama
‣ Alaska
‣ Arkansas
‣ California
‣ Colorado
‣ Connecticut
‣ Delaware
‣ District Of Columbia Florida
‣ Georgia
‣ Hawaii
‣ Idaho
‣ Illinois
‣ Indiana
‣ Iowa
‣ Kansas
‣ Kentucky
‣ Louisiana
‣ Maine
‣ Maryland
‣ Massachusetts
‣ Michigan
‣ Minnesota
‣ Mississippi
‣ Missouri
‣ Montana
‣ Nebraska
‣ Nevada New
‣ Hampshire
‣ New Jersey
‣ New Mexico
‣ New York
‣ North Carolina
‣ North Dakota
‣ Ohio
‣ Oklahoma
‣ Oregon
‣ Pennsylvania
‣ Rhode Island
‣ South Carolina
‣ South Dakota
‣ Tennessee
‣ Texas
‣ Utah
‣ Vermont
‣ Virginia West
‣ Virginia
‣ Wisconsin
‣ Wyoming
Choice Home Warranty is available in all states except Washington. Residents of Washington should consider our No 2. Best Home Warranty Company of 2022, First American Home Warranty, for an affordable warranty available in their state. Choice home warranty plans.
Home Warranty Discounts Offered by Choice Home Warranty
Be sure to check out what deals are available from Choice when you are in the market for a home warranty. Occasionally, the company runs seasonal and holiday promotions that include upfront savings and even discounted service fees for your plan.
It also offers $30 off plus a free month of coverage when you sign up and pay for a year of service. Essentially, this deal means you will receive 13 months of coverage for the cost of 12 months.
Many of these deals will be automatically applied after you get a free quote for your home warranty on Choice’s website.
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Additional Home Warranty Coverages Offered by Choice Home Warranty
These are the items for which you can purchase a la carte coverage for an additional cost:
‣ Pool/spa
‣ Central vacuum
‣ Second refrigerator
‣ Well pump
‣ Limited roof leak
‣ Stand-alone freezer
‣ Sump pump
‣ Septic system
‣ Septic tank pumping
These are the items for which you can purchase a la carte coverage for an additional cost:
‣ Pool/spa
‣ Central vacuum
‣ Second refrigerator
‣ Well pump
‣ Limited roof leak
‣ Stand-alone freezer
‣ Sump pump
‣ Septic system
‣ Septic tank pumping
How You can Buy a Home Warranty From Choice Home Warranty
Homeowners who intend to purchase a home warranty from Choice can go online and submit their information to get a quote. The choice will ask for your full name, email, home phone number, full address, and property type to begin the process.
There is also the option to provide further details such as the square footage of the property, whether you are in the process of buying or selling a home, promotion codes, or your work phone number. These details may have an effect on your home warranty rates.
If you need further assistance, you can call or email Choice for more information.
To learn more about purchasing a home warranty, read our guide on How to Buy a Home Warranty. Choice home warranty plans.
How to File a Claim With Choice Home Warranty
Policyholders of Choice can request service through the online portal or by logging in to their account online. To file a claim, users can input their email address and policy number to log in online and begin the process.
You will need to enter your full name, email, phone number, full address of the covered property, and a comment detailing your new service request.
Homeowners with a warranty through choice will need to request service as soon as the malfunction is found, and before their contract with Choice comes to term.
Other ways to file a claim with Choice include calling the service department or mailing the form to Choice’s physical address.
To learn more about filing a claim for home service read How to File a Home Warranty Claim.
Why You Can Trust Us: 19 Home Warranty Companies Researched
We rank the Best Hospitals, Best Colleges, and Best Cars for U.S. News & World Report readers to help them make some of life’s most difficult decisions.
Our 360 Reviews team uses the same unbiased methodology to score the goods you use on a daily basis. We looked at more than 19 home warranty businesses and analyzed 15 reviews to come up with our rankings.
We do not accept samples, gifts, or loans of the items or services we review for our 360 Reviews team. After the review, all sample products offered for review are donated. Furthermore, we have a distinct business team that has no say in our methods or recommendations.
Frequently Asked Questions
Ques: How to sue a national home warranty company especially?
You must read the contract that you have signed. It is very possible that it contains provisions that you consented to regarding where you can file a lawsuit and whether or not arbitration is required.
If you can file a case in the state where you live which seems reasonable given that we’re dealing with real estate — you file it in your own home court. All (or nearly all) states have “long arm” statutes that allow you to serve process (Summons) in another state legally.
But, if you’re proposing to start a lawsuit, there better be way more than $950 at stake.
Ques: Do home warranties cover AC replacements?
Basic homeowner’s insurance protects the structure of your home and your belongings in the event of a storm, fire, flood, or other major disaster.
Realtors frequently advocate for whole-home warranties to assist homeowners in covering the costs of other issues in their houses, such as broken HVAC systems or appliances.
Ques: Why do Americans have waste disposal built into the sink?
We tend to rinse/wash our dishes in the kitchen sink, where we have waste disposal (a.k.a. garbage disposal) units to pulverize anything that might go down the waste line to a point where it’s not likely to get lodged, and is easy to biodegrade in the system.
Ques: What is the purpose of a sump pump in your home?
Sump pumps push water out of your basement and away from your house. A sump is a naturally formed pit, which is typically a hole cut beneath the main surface of your basement floor.
The sump pump is kept in this pit, which is referred to as a basin. The pump contains valves that detect rising water levels or pressure. Choice home warranty plans
Sump pumps use a discharge pipe to pump excess water out of the basement and away from your property when the water level rises too high. This connection, referred to as an effluent, links the sump pump to a drainage area.
Ques: Does insurance cover a replacement boiler?
The simplest way to find out if your steam boiler is covered is by checking whether or not it was damaged by one of the listed perils on your homeowners insurance policy. Common perils include weather events, fires, and criminal activity.
Most standard home insurance policies cover unexpected and unpreventable occurrences, whereas damage from wear and tear falls on the homeowner. So if your steam boiler was destroyed in a fire, your plan will most likely cover the replacement.
Ques: Is it worth having an extended warranty on home appliances?
An extended warranty for an important item or system might help protect you if it breaks down unexpectedly. This sort of warranty extends the coverage of your manufacturer’s warranty, providing you with further protection for the pricey new equipment you just purchased.
It helps pay for repairs at a cheaper cost per occurrence than if you didn’t have the guarantee. Continue reading to learn more about extended warranties for appliances and how they compare to home appliance insurance.
Ques: What warranties are included in the Air Conditioning service?
There are basically two types of HVAC warranties. You get an equipment warranty provided by the manufacturer and a labor warranty provided by the contractor.
Failures or malfunctions caused by a faulty part are covered under equipment warranties. In other words, if your system fails due to a faulty part installed by Trane during assembly and that item is still under warranty Trane will replace it at no cost to you.
The firm that installs your equipment, on the other hand, provides labor guarantees. These warranties are significant because the HVAC system’s performance is highly dependent on how well it was installed.
For many years, a great installation results in a great performance. A poor installation almost always leads to a poor performance, which may only last a few years.
Companies that are confident in their installations typically offer a better warranty. We’ll get into what “better” means in just a bit.
We trust this article has served you well. Do well to leave a comment or question in the comment box below. Don’t forget to share this article with your friends and loved ones so they don’t miss out.
StudentsandScholarship Team.
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