First Bank Alaska 2022 See Detailed Information on Checking and Savings

 – First Bank Alaska –

First Bank Alaska is proud to serve communities across the Southeast from major cities to main-street hometowns. Stop by your local branch and let them help with all your financial needs. I will give you more details.

First Bank is a local bank that’s been serving Southeast Alaska since 1924. They know their community, its citizens, and its needs. At First Bank, they say “community first,” because they live here, work here, and play here.

Because your money is in a locally owned and operated bank, it stays in your community, funding the people and businesses that build your neighborhoods and help them prosper.

Their board of directors, along with bank management and staff, consistently deliver the kind of financial products and services that help our community grow.

They make all their decisions right here, so their customers can get the answers they need when they need them.

More Information

For 96 years, First Bank has been in the business of helping people reach their financial goals. Much has changed since 1924, but the most important things about First Bank have remained the same.

Also, their commitment to providing competitively priced financial services and superior customer service.

This commitment continues today by combining efficient operations and modern facilities. With its Main Office in Ketchikan, First Bank is the only commercial bank with headquarters in southeast Alaska.

They are committed to supporting local non-profit organizations and taking part in various local activities and events throughout the year. Stop by one of their branches today to learn more about First Bank.

Checking Accounts with First Bank Alaska

Anytime Checking

A account should give you easy access to your money—not just during business hours, but anytime.

That’s what this account does. Keep your money safe and sound while always being able to get to it when you need it.

With this online account, you get an unlimited debit card and online banking access to your funds, and up to six checks each month, too. So your money is right where you need it anytime.

Account Summary

1. All electronic checking accounts

2. Only $1 deposit to open an account

3. Low $4 per month service charge.

4. Write up to 6 checks per month

5. The account requires a valid email address

6. Funds insured by the FDIC up to $250,000 per account owner

Ways to Waive a Service Charge

1. $500 or more in deposits per month

2. 5 or more debit card transactions per month

3. $2,500 minimum daily balance in related deposit accounts

Other Services

1. Free

2. Online

3. Free

4. Free

5.

Students Anytime Checking

It’s never too soon to learn responsible banking. A student checking account is a great way to teach your teen basic cash management and personal budgeting.

The account comes with a free debit card that can be used wherever MasterCard® is accepted.

You won’t have to worry about sending your teen on a school trip with cash that can get lost or stolen.

First Bank’s student debit card has a low daily withdrawal limit to control spending and provide protection.

You can track all purchases with free online banking, making it easy to address financial responsibility with your teen.

Account Summary

1. Available for students aged 14 to 18 years old

2. All electronic checking accounts

3. Only $1 deposit to open an account

4. Write up to 6 checks per month.

5. No service charges

6. The account requires a valid email address

Restrictions

1. It must open an account with a parent or legal guardian and with the branch manager’s approval

2. Parent/Guardian is the tax signor for the account

3. The debit card withdrawal limit is $300 per day

4. ATM withdrawal limit is $115 per day

5. The maximum account limit is $1,000

Other Services

1. Free  

2. Also, Free

3. Free

4.

Income Checking Account

There’s no such thing as too much money in your account. So we created an account that helps you make more of it—without you having to do a thing!

Build your income and earn interest on your balance each month while still enjoying unlimited checking privileges.

Therefore, Maintain the minimum balance, and you won’t even pay a service fee, so there’s even more in your account each month!

READ ALSO!!!

Account Summary

1. Interest-bearing checking account

2. The tiered interest rate structure

3. Unlimited check writing and debit card use

4. $200 to open an account

5. Low $10 per month service charge.

6. Insured by the FDIC up to $250,000 per depositor

How to Waive a Service Charge

1. $5,000 minimum daily balance

OR

2. $25,000 minimum daily balance in related deposit accounts

OR

3. $1,500 or more in direct deposits per month

Other Services

1. Free Online Banking and eStatements

2. Online Bill Pay available

3. Free Mobile Banking

4. Free Telephone Banking

5. Overdraft Protection available

6. Electronic check images available

Value Checking Account

Getting a good deal is simple: just get the most benefits for the least amount of money. If a good deal is what you’re looking for, Value Checking is the answer!

This account offers you all the standard checking benefits, plus unlimited check writing for a low monthly fee.

Plus, there are four different ways to have your monthly fee waived! How’s that for a good deal?

Account Summary

1. Unlimited check writing and debit card use

2. $200 to open an account

3. Low $8 per month service charge.

4. Insured by the FDIC up to $250,000 per depositor

Ways
to Waive a Service Charge

1. $2,500 minimum daily balance

OR

2. $7,500 minimum daily balance in related deposit accounts

OR

3. $1,000 or more in direct deposits per month

OR

4. The owner’s age is 63 or older

Other Services

1. Free

2. Online

3. Free

4. Free

5.

Electronic check images available

Personal Savings Account with First Bank Alaska

First Premium Savings Account

Saving money is as important for businesses as it is for individuals. This interest-bearing account gives you a place to set aside funds, away from your checking account, so it’s easier to keep from spending it.

You’ll earn a solid rate of return on your balance while still enjoying easy access to funds, so they’re there when you need them.

And maintain the low minimum balance of $500, and you won’t even pay a fee!

Account Summary

1. Earn interest in the entire balance

2. Tiered interest rate structure 

3. $100 to open an account

4. Low $4 per month service charge.

How to Waive a Service Charge

1. $500 minimum daily balance

OR

2. $2,500 minimum daily balance in related deposit accounts**

OR

3. The owner’s age is 63 or older

Other Services

1. Free

2. Also, Free

3. Free

4. Use on your checking account

5. Insured by the FDIC up to $250,000 per account owner

Restrictions

Federal regulations limit the number of pre-authorized transfers to 6 per month***

Minor First Premium Savings Account

It’s never too early to learn the value of saving. Our Minor First Premium account makes saving easy while also showing first-hand how to manage finances.

There’s only a $50 minimum deposit to get started. Through our tiered rate structure, you earn competitive interest that increases as your account balance does. Get off to a great start with Minor First Premium Savings!

Account Summary

1. Earn interest in the entire balance

2. Tiered interest rate structure (view rates)

3. $50 to open an account

4. Account has UTMA protections

READ ALSO!!!

Service Charge

No service charges

Other Services

1. Free Online Banking and eStatements

2. Free Mobile Banking

3. Also, with Free Telephone Banking

4. Use Overdraft Protection on your checking account

5. Insured by the FDIC up to $250,000 per account owner

Restrictions

Federal regulations limit the number of pre-authorized transfers to 6 per month*

Money Market Account

This account does a lot more than just hold your money! You can earn interest on every dollar, at a higher rate than regular savings accounts.

But that’s not all. This account offers a tiered rate structure with a better return as your balance grows. And you can still have access to funds, even by check! It’s everything you need.

Account Summary

1. Higher rates than First Premium account (view rates)

2. Interest earned on the entire balance

3. Tiered rate structure rewards higher balances

4. Limited check-writing privileges

5. $2,500 deposit to open an account

6. $10 monthly charge*

How to Waive a Service Charge

1. $2,500 minimum daily balance

OR

2. $5,000 minimum daily balance in related deposit accounts

Other Services

1. Free Online Banking and eStatements

2. Free Mobile Banking

3. Free Telephone Banking

4. Use Overdraft Protection on your checking account

5. Insured by the FDIC up to $250,000 per depositor

Restrictions

Federal regulations limit the number of pre-authorized transfers to 6 per month

Peak Savings Account

Take your balance to the next level with this high yield account. With the Peak Savings account, you can make the most of your higher balance by getting our highest rate of return.

This investment account offers you higher rates, and a tiered return structure so you earn more than your balance climb.

But unlike many investment accounts, you also get access to your money when you need it!

Account Summary

1. Higher rates than Money Market account ()

2. Earn interest in the entire balance

3. Tiered rate structure rewards higher balance

4. $15,000 deposit to open an account

5. $15 monthly charge

How to Waive a Service Charge

1. $15,000 minimum daily balance

OR

2. $25,000 minimum daily balance in related deposit accounts

Other Services

1. Free

2. Free

3. Also, with Free

4. Use on your checking account

Insured by the FDIC up to $250,000 per account owner

Restrictions

1. Must have an active First Bank checking account

2. Federal regulations limit the number of pre-authorised transfers to 6 per month

Online Banking with First Bank Alaska

It’s your money. So shouldn’t you be able to access it whenever you want to? With Online Banking, we give you 24-hour access to your accounts, so you can bank on your schedule.

All you need is a web-enabled computer and you’re set to go. Log in to view accounts and transactions.

However, transfer funds, pay bills with Bill Pay and even get mobile access. Our secure service makes it easy!

Summary

1. Access accounts anytime

2. Free with any First Bank deposit account

3. Easy to use

4. Securely encrypted

5. See account information in real-time

6. View balances and transaction histories

7. Transfer funds between accounts

8. Make payments using Bill Pay

9. Start-stop payments

10. Access Mobile Banking

11. Download account information

12. Set up alerts

13. View check images

14. Communicate with First Bank securely

15. Free monthly eStatements

How Do I Enroll in Online Banking with First Bank Alaska?

Enrolling in Online Banking is easy! After filling out the online form in Online Banking, we will verify your information is up-to-date.

If your
information needs to be updated, your branch will contact you.

Once you have been enrolled, you will be sent an email letting you know they have completed it and to call us to receive your sign-on information.  today!

Please note that First Bank will not e-mail sign-on IDs and passwords.

Online Bill Payment

Make paying bills easier and faster than ever before. With this convenient electronic service, you can pay onetime and recurring bills with just a few keystrokes.

Of course, writing checks and sticking them in the mail is still a perfectly good way to pay bills each month.

However, it just takes more time and effort. Try out online bill pay today!

Summary

1. Save time and money

2. Pay anyone in the country

3. Available with any First Bank checking account

4. Set up one-time and recurring payments

5. Schedule payments in advance

View payment histories

1. Categorise payments

2. Payments credited faster than by mail

3. Securely encrypted

How Do I Get Started?

Setting up Online Bill Pay is easy to do!

If enrolling for online banking, simply check the box to sign up!

If they already enrolled you in Online Banking and would like to add Bill Pay, please contact First Bank’s Electronic Banking.

However, Department during regular business hours at (907) 228-4446 or toll-free at (888) 220-4446 if you are calling outside the Ketchikan area.

You may also send us a message through your online banking, requesting it to be added.

First Bank Alaska eStatements

eStatements are faster, more convenient, and more secure than waiting for the mail. Your eStatements will be available as PDF files.

Also, allowing you to easily view, print, or save your statement on your computer. And best of all, they’re free.

Summary

Simplify your monthly check balancing routine and save paper with this free electronic option.

You can access monthly statements online anytime, and information is easily downloaded into your accounting software too!

1. The online alternative to traditional mailed statements

2. Free through Online Banking

3. The green solution saves on paper waste

4. Accessible from any web-enabled computer

5. Eliminates filing hassles

6. Save, print, and download account information

7. Securely encrypted

To sign up for e-statements they must enrol you in Online Banking. Simply log in to Online Banking and select Statement from the menu on the left side of the page.

You may also contact the Electronic Banking Department at (907) 228-4446 or toll-free at 1-888-220-4446.

Mobile Banking with First Bank Alaska

Access your First Bank Accounts anywhere, anytime. With this free service*, we’re always as close as your mobile phone or device.

Now you can do your banking… without even coming into the bank! We offer three ways to manage your accounts:

However, an App, a complete browser-based mobile solution, and text banking for quick access to account information. These services are easy to use and completely secure.

Important Reminder:

We must endorse mobile Check Deposits with both the signature of the Payee and the words “For Mobile Deposit” to avoid the deposit being rejected.

Summary

First Bank Alaska Smart Phone App

First Bank’s Smart Phone App provides our retail customers with another option for accessing their accounts.

The Smart Phone App makes use of a simplified design and navigation menu for a quick and easy mobile banking experience.

For the complete mobile banking experience, visit iTunes or Google Play App Stores and search for First Bank Alaska.

Use your Online Banking Sign-On credentials to log in to your accounts.

READ ALSO!!!

First Bank’s Smart Phone App offers:

1. Log-in quickly and securely with Touch ID¹

2. Review account balances and transactions

3. Customise only the accounts you want to view

4. Transfer funds between accounts

5. Pay bills

6. Make payments on loans and mortgages

7. Remotely deposit checks

8. Locate First Bank branches and ATMs

Browser-Based Mobile Banking

Access account information from your phone anywhere you have cell service. Just visit  from the browser of your mobile device to log in to your accounts.

Browser-Based Mobile Banking allows you to:

1. View balances and monitor account activity

2. Make transfers and pay bills

3. View cleared checks

4. Find branch and ATM locations with interactive maps and directions

SMS/Text Banking

First Bank SMS/Text Banking provides quick and easy access to account information from any registered device with the ability to text.

SMS/Text Banking allows you to:

1. View balances

2. View recent transactions

3. First Bank contact us for information

4. Secure device registration

Device Registration

To use Text Banking, you must register your device through your Online Banking Account.

First Bank Alaska Locations and Contacts

Totem Branch

Address Lobby Hours Drive Through Hours
2530 Tongass Avenue
Ketchikan, AK 99901Phone: (907) 228-4235
Fax: (907) 225-6091
Mon – Fri 9:30 am – 5:30 pm
Saturday 10:00 am – 2:00 pm
Mon – Fri 9:30 am – 5:30 pm
Saturday 10:00 am – 2:00 pm

Main Branch

Address Lobby Hours Drive Through Hours
331 Dock Street
Ketchikan, AK 99901Phone: (907) 228-4474
Toll-Free: (800) 478-6101
Fax: (907) 228-4291
Mon – Fri 9:30 am – 5:30 pm

Mendenhall Branch

Address Lobby Hours Drive Through Hours
3075 Vintage Blvd
Juneau, AK 99801Phone: (907) 790-2929
Toll-Free: (888) 642-8585
Fax: (907) 790-2926
Mon – Fri 9:30 am – 5:30 pm
   
Saturday 10:00 am – 2:00 pm
Mon – Fri 9:30 am – 5:30 pm
Saturday 10:00 am – 2:00 pm

Sitka Branch

Address Lobby Hours Drive Through Hours
203 Lake St
Sitka, AK 99835Phone: (907) 747-6636
Toll-Free: (888) 597-8585
Fax: (907) 747-6635
Mon – Fri 9:30 am – 5:30 pm
   
Mon – Fri 9:30 am – 5:30 pm

Petersburg Branch

Address Lobby Hours Drive Through Hours
103 North Nordic Drive
Petersburg, AK 99833Mailing Address: PO BOX 1109
Petersburg, AK 99833

Phone: (907) 772-4277
Toll-Free: (888) 539-8585
Fax: (907) 772-4804

Mon – Fri 9:00am – 5:00pm
Mon – Fri 9:00am – 5:00pm

Wrangell Branch

Address Lobby Hours Drive Through Hours
224 Bruegger St.
Wrangell, AK 99929Mailing Address: PO BOX 778
Wrangell, AK 99929

Phone: (907) 874-3363
Toll-Free: (888) 540-8585
Fax: (907) 874-3413

Mon – Fri 9:00am – 5:00pm
Mon – Fri 9:00am – 5:00pm

Hope you found this information about First Bank Alaska useful? If it was, then share it with your friends on social media so they too can benefit from it.

StudentsandScholarship Team.

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